Legal & Compliance · Last updated Feb 2026

Legal, privacy, and the rules that govern carbon credits.

Plain-English summaries of how we handle your data, what you agree to by using the platform, and the U.S. legal framework around carbon credits. This page is informational and not legal advice.

01 · Privacy Policy

Your data, encrypted off-chain.

We collect only what's necessary to verify trips, calculate net carbon impact, and route rewards. GPS routes, KYC, and payment details never go on-chain — only audit hashes do.

What we collect
  • Email + password (bcrypt-hashed)
  • Vehicle make, model, efficiency
  • Tire profile (brand, type, lifespan)
  • Trip data (distance, duration, GPS optional)
  • Stripe-tokenized payment refs
How we use it
  • Compute per-trip net carbon impact
  • Aggregate into credit batches with audit hash
  • Distribute revenue pro-rata to drivers
  • Detect fraud (12 detectors, score 0–100)
  • Email transactional notices only
Who we share with
  • Stripe — payment processor
  • blockchain network RPC — public chain reads
  • External auditors — on contract review
  • Never sold to advertisers or data brokers
Your rights
  • Export all your data (CCPA / GDPR)
  • Delete your account + linked trips
  • Opt-out of non-essential cookies
  • Request methodology version applied
Retention
  • Active account: indefinite
  • Deleted account: 30 days, then purged
  • Audit logs: 7 years (regulatory)
  • Retired credit certificates: forever
Security
  • JWT + bcrypt password hashing
  • TLS encryption in transit
  • RBAC: 5 roles, least-privilege
  • Rate-limiting on auth endpoints
  • Audit log on every admin action
Privacy questions or data requests
Email privacy@zeraterra.com. We respond within 14 days (CCPA/GDPR standard).
02 · Terms of Use

The rules of the road, in plain English.

By creating an account, you agree to the following. These terms exist to keep the marketplace credible, fraud-free, and fair to every participant.

Eligibility

You must be 18+ and own or lease the EV you register. Vehicles registered to multiple accounts are flagged for review.

Accurate data

You agree to submit truthful trip, vehicle, and tire data. Falsified submissions can suspend your account and forfeit pending rewards.

Fraud & abuse

GPS spoofing, manual-entry abuse, duplicate trips, and odometer manipulation are detected and rejected. Repeat violations trigger permanent suspension.

Credit ownership

Verified net CO₂e from your trips contributes pro-rata to a platform-level credit batch. Aggregated credits are owned and listed by the platform; revenue shares to drivers per the published 80/20 split.

Rewards

Reward payouts depend on (a) verified contribution to a sold batch, (b) the batch's sale price, and (c) successful settlement. Pending balances are not guaranteed payouts.

Platform fees

20% of every credit sale is retained by the platform for operations, methodology development, fraud forensics, and on-chain settlement costs.

No financial advice

Credits are environmental instruments. We make no representation of investment value, tax treatment, or future price.

Termination

You may close your account anytime. We may suspend accounts for ToS violations. Earned, settled rewards remain payable.

03 · U.S. Carbon Credit Law

Current carbon credit laws & disclosure rules in the United States.

Informational summary, not legal advice. The U.S. lacks a single federal cap-and-trade system; instead, you'll find a patchwork of federal tax credits, state programs, voluntary registries, and federal anti-greenwashing rules. Here's the current landscape as of February 2026.

Federal framework

IRS § 45Q — Carbon Capture Tax Credit
26 U.S.C. § 45Q · expanded by Inflation Reduction Act (2022)

Provides a per-ton federal tax credit for qualified carbon oxide captured and sequestered. IRA 2022 raised the value to $85/ton (geological storage) and $60/ton (utilization). Applies to facilities — not directly to EV avoidance credits — but sets the federal price floor.

Inflation Reduction Act of 2022 (IRA)
Pub. L. No. 117-169

Allocates $369B to climate. Includes the Clean Vehicle Credit (§ 30D, up to $7,500 for qualifying EVs), Used Clean Vehicle Credit (§ 25E), and Commercial Clean Vehicle Credit (§ 45W). Does not directly regulate voluntary carbon markets but funds them via grants.

EPA Clean Air Act § 111(d)
42 U.S.C. § 7411(d)

Allows EPA to regulate existing stationary sources of GHGs. Underpinned the former Clean Power Plan and current Carbon Pollution Standards for power plants (2024 final rule, in litigation as of 2026).

FTC Green Guides — anti-greenwashing
16 C.F.R. Part 260 · revision pending (2026)

Federal Trade Commission rules against deceptive environmental marketing. Requires that carbon-offset claims be backed by actual reductions, with material penalties/limitations disclosed. Net-of-deduction accounting (like ours) materially aligns with the 2026 revisions.

SEC Climate Disclosure Rule (2024)
17 C.F.R. Parts 210, 229, 232, 239, 249

Public companies must disclose material climate-related risks, GHG emissions (Scope 1 + 2 phased in), and any carbon offsets used to meet stated climate targets — including price paid, methodology, and registry. Currently subject to court challenges; partial stay in effect.

CFTC oversight of voluntary credits
Commodity Exchange Act · CFTC guidance Sept 2023

Voluntary carbon credits, when sold as derivatives, fall under CFTC anti-fraud jurisdiction. The CFTC has issued guidance on quality, additionality, permanence, and double-counting for VCC-derivatives listings.

State & regional programs

California Cap-and-Trade
AB 32 (2006) · CARB regulations

Mandatory cap-and-trade for large emitters. Linked with Québec. Allows offsets up to 4–6% of compliance obligation from approved protocols (forestry, ozone-depleting substances, livestock, rice, mine methane).

RGGI · Regional Greenhouse Gas Initiative
10 northeastern states · CT, DE, ME, MD, MA, NH, NJ, NY, RI, VA, VT, PA

Nation's first market-based cap on power-sector CO₂. Auctions allowances quarterly. Pennsylvania's participation under court challenge as of 2026.

Washington Climate Commitment Act
RCW 70A.65 · launched 2023

Economy-wide cap-and-invest program covering ~75% of state emissions. Allows limited offsets from in-state and tribal projects.

Oregon Climate Protection Program
OAR 340-271 (reinstated 2024)

Caps GHG from fossil-fuel suppliers and natural-gas utilities. Currently undergoing rulemaking after court remand.

New York Climate Leadership Act
CLCPA 2019 · 6 NYCRR 496

Targets 40% GHG reduction by 2030, 85% by 2050 vs. 1990 baseline. DEC finalizing cap-and-invest program for 2026 launch.

Colorado GHG Pollution Reduction Roadmap
HB19-1261 · 2030 + 2050 targets

Statutory 50% by 2030 / 90% by 2050 reductions. Sector-specific rules across electricity, transportation, oil & gas, industrial.

Voluntary registries & standards

Verra (VCS)

Largest voluntary registry. Methodology suite for energy, forestry, transport.

Gold Standard

Co-founded by WWF. Sustainable Development Goals alignment required.

American Carbon Registry (ACR)

Subsidiary of Winrock International. CARB-approved for CA cap-and-trade.

Climate Action Reserve (CAR)

U.S.-based. Forestry, agriculture, urban tree, livestock methane protocols.

ART · TREES

Jurisdictional REDD+ standard for forest-loss-avoidance credits.

Puro.earth

Engineered carbon-removal credits (biochar, BECCS, mineralization).

ICVCM · Core Carbon Principles

Quality-threshold framework for voluntary carbon credits (launched 2023).

VCMI · Claims Code

Buyer-side claims framework: Silver / Gold / Platinum tiers.

Our position
Methodology v1.0 is platform-internal. We're building toward registry alignment.

EV-mileage avoidance credits are not currently a registered protocol under Verra, Gold Standard, or ACR. Our methodology is designed for forward compatibility with anticipated transport-sector voluntary methodologies, with full deduction transparency (grid + tire-wear + microplastic + charging losses) exceeding ICVCM Core Carbon Principles where applicable.

  • Credits issued today are platform-internal, audit-hashed, and methodology-v1.0-locked
  • Buyers should disclose offset claims under FTC Green Guides and (where applicable) SEC climate rules
  • We do not represent these credits as registry-certified unless explicitly noted on the batch certificate
  • Methodology v2.0 (target: 2027) will pursue Verra VCS / Gold Standard alignment
04 · Compliance & Disclosures

Every credit ships with a disclosure label.

Net accounting disclosure

Every certificate shows gross savings, grid emissions, tire-wear penalty, charging-inefficiency, and net benefit. No greenwashing-by-omission.

Methodology versioning

Each batch immutably records the methodology version that minted it (currently v1.0). Old credits stay auditable forever.

Anti-double-counting

on-chain burn-on-retire makes resale of retired credits cryptographically impossible. Each token represents a unique tCO₂e.

KYC for buyers

Corporate buyers complete identity verification at signup. Helps satisfy SEC climate disclosure requirements for offsets used in 10-K filings.

Audit log retention

Every admin action, methodology change, and credit-batch decision is signed and timestamped. Retained for 7 years per regulatory standard.

Third-party verification

Verifiers can independently review batches before tokenization. Pilot integrations with external auditors underway.

05 · Cookies & Tracking

We use the minimum necessary.

Required
Essential

Session JWT (localStorage). Required to keep you logged in and authorize API calls. Cannot be disabled.

Optional
Functional

Dashboard chart preferences, last-visited section. Can be cleared via browser settings.

Optional
Analytics

Aggregated, anonymized usage analytics (no PII). Opt-out available in account settings.

06 · Disclaimer

What this platform does not represent.

Not legal advice

Information on this page summarizes laws and frameworks for educational purposes. Consult licensed counsel for compliance decisions.

Not investment advice

Carbon credits are environmental instruments, not securities. We make no representation as to investment value, tax treatment, or future market price.

Not registry-certified by default

Methodology v1.0 is platform-internal. Credits are not registered with Verra, Gold Standard, ACR, or CAR unless explicitly stated on the batch certificate.

Estimates with disclosed uncertainty

Carbon math relies on default factors (grid intensity, tire wear, ICE baseline). Per-trip estimates carry ±10–25% uncertainty bounds. Aggregated batches have lower error envelopes.

Methodology may evolve

We will publish v1.1 (battery + brake-wear), v2.0 (registry alignment). Existing credits remain bound to the version that minted them.

Blockchain is the transparency layer

The chain provides immutable ownership and retirement records. It is not the scientific source of truth — that's our verified accounting.

Questions, requests, or legal notices?

Email us — we respond within 14 days for privacy and compliance matters, faster for ToS questions.

Last updated: February 27, 2026 · Methodology v1.0